Skip to main content

We all consider our beloved pets to be part of the family. But, with the current cost of living and the financial pressure most of us face, affording our pet’s unexpected illness or injury is almost impossible for some families without some prior planning.

With no Medicare for pets, high quality vet care can be expensive.  The best way to plan for these unexpected bills is pet insurance. Pet insurance gives pet parents peace of mind that if an unexpected veterinary bill did occur, they can focus on getting their pet better rather than worrying about how to pay the bill.  There are numerous policies available to suit every budget and some even cover preventative health care.  If you would like to trial pet insurance, Cairns Veterinary Clinic, in conjunction with Petplan Insurance, exclusively offers four weeks free insurance to all dogs and cats that are 8 weeks to 1 year of age. Call us for more details.

Alternatively if you don’t like the idea of pet insurance, some of our clients have opened a separate bank account for their pets and regularly deposit funds to cover the cost of their pet’s health care.

So what do you do if you have no spare funds or pet insurance and your pet needs an urgent procedure? Here’s where we can help.  At Cairns Veterinary Clinic, we have partnered with three finance providers so you can get your best buddy treated and then pay over time for the cost of treatment. (Terms and Conditions apply)

Finance Providers 

Zip Money offers an interest free payment option. With no deposit required, a quick online application can be performed online at

VetPay offers an affordable payment plan option providing finance from $300 with the flexibility of up to 18 month contract terms. Interest rates do apply and a deposit is required. A simple application can be performed at Cairns Veterinary Clinic or alternatively you can apply online at

Certegy Ezipay is a payment plan option that helps you get your beloved pets the veterinary help they need today, while spreading the cost over time in convenient fortnightly payments.

For some clients, where the above payment plans are not an option, we have Centrepay. Centrepay is a direct bill paying service available to people who receive a Centrelink payment. (Terms and conditions apply)

Preventative health care is also essential in ensuring your pet remains healthy.  An annual visit to the vet and regular preventative health care may seem unimportant and time consuming but as our pets age much more rapidly than we do, major health changes can occur in a short amount of time. The risks of cancer, diabetes, arthritis, heart disease and other serious conditions all increase with age. Regular wellness examinations allow your veterinarian to evaluate your pet’s general health and diagnose, treat or prevent any health problems before they become serious illnesses. The cost of annual vaccinations and preventative health care may seem like a lot but compared to the cost of treating tick paralysis, heartworm infection or parvo virus, for example, prevention is definitely better and less expensive than the cure.

At Cairns Veterinary Clinic you can enjoy a range of benefits and discounts to help you keep your pet healthy by joining our platinum paws club.

Simply have your pets annual vaccinations at either of our clinics and your pet will be rewarded with a free 12 month membership to our exclusive club. You will also be able access the following benefits to make your pet’s healthcare more affordable:

  • 15% Discount on After Hour Consultations – Vet available 24/7 365. We’re here when you need us.
  • Discounted Heartworm Preventative Injection
  • Free single dose of Intestinal Wormer (per year)
  • 15% Discount on Food & Treats
  • 15% Discount on Preventative Health Care
  • Free Unlimited Weight Assessments
  • 15% Discount on Merchandise
  • Free Unlimited Dental Examinations
  • Two Free Nail clips per year
  • 15% Discount on Wellness Blood Screens
  • 15% Discount on Early Desexing
  • 50% Discount on Puppy Preschool
  • 15% Discount on Dental procedures
  • 15% Discount on Microchipping


Cairns Veterinary Clinic is proud to have been caring for Cairns furry family members since 1966. With 2 convenient locations, Pease Street and Norman Street, Gordonvale, our clinics are staffed by a great team of hard working and dedicated veterinary professionals who treat your pets as if they are their own.   With a vet available 24/7 365 days per year, we are always here when you need us. Contact our friendly staff for all your pet’s healthcare needs.